Charlottesville Real Estate Talk

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Buying A Charlottesville Home - Current Mortgage Rate Allert! Alert!

Mortgage Rate Alert

Mortgage rates are amazing low this week.  Steve Isaac's with Access Home Mortgage just sent me theirreal estate sign current mortgage rates:

Current Rates: 30 day lock - purchase money - owner occupied

30 yr fixed - rate 4.875   APR 5.212   Points 1.000

15 yr fixed - rate 4.500   APR 5.069   Points 1.000

5/1 ARM    - rate 4.500   APR 5.069   Points 1.000

FHA 30 yr fixed - rate 5.125   APR 5.339  Points 1.000

If you are in the position to buy the current market presents an opportunity that may not be seen for a long time.  The large inventory presents many choices, prices have dropped on many homes and with the longer days that these homes are remaining on the market many sellers are negotiable.  The historically low interest rates are one more piece of the puzzle that combines to make this the perfect time to buy a Charlottesville home.

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Contact Pam Dent, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at  434 960-0161 , pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 Visit my website  Jump into Greener Pastures or read my other blog Charlottesville Horse Farms and Country Homes for more information on Charlottesville homes, farms, events and real estate.